What Happens If You’re Underinsured in a Car Accident?
What happens if you’re underinsured in a car accident in Texas? Learn the risks, what’s covered, and how to protect yourself with the right auto insurance.
How to Save on Personal Auto Insurance
Discover how telematics programs can help you save on auto insurance by tracking driving habits. Learn how to enroll, key benefits, and what options are available near you.
What Is Personal Auto Insurance and What Does It Cover?
Wondering what auto insurance covers? Learn about liability, collision, and comprehensive coverage, plus tips to save money.
10 Strategies to Lower Your Commercial Auto Insurance Premiums
Managing your commercial auto insurance premiums isn’t just about saving money—it’s about finding the right balance between cost and coverage. Whether you’re insuring a single work truck or a fleet of vehicles, the right insurance helps safeguard your business operations, close any coverage gaps, and keep your team on the road with confidence. Premiums can […]
Day 4: Why Texas Restaurants Need Auto Insurance
The holiday season is a busy time for restaurants, with increased foot traffic and delivery orders. With more people on the roads and potential hazards like icy conditions, it’s important for restaurant owners to have the right insurance coverage in place. In this article, we will discuss the importance of commercial auto insurance for restaurants […]
Will Filing a Claim Raise My Auto Insurance Premium?
Many factors are considered for insurance carriers when determining the cost of auto insurance premiums – One of which is filing a claim after an accident. The answer is not black and white , there is a decent amount of gray when it comes to cost changes following a claim because it varies widely based […]
On the Need for Umbrella Liability Coverage: It’s All About Financial Independence
Have you ever heard the phrase “you don’t have to be a millionaire to be sued like one?” Well, it’s true. It happens every day in the court systems all across Texas. There are many nightmare scenarios that demonstrate the need for liability insurance protection; so many, in fact, that the most careful, most conservative person I […]
Texas Supreme Court allows loss-of-use damages for total loss cases
On January 8, 2016, the Texas Supreme Court released a decision that reversed a 60-year trend in Texas auto insurance litigation. In J&D Towing, LLC vs. American Alternative Insurance Corp. (AAIC), the Court reversed a confusing trend of prohibiting the recovery of loss-of-use damages in total loss cases. Traditionally, claimants whose damaged property can be […]
FMCSA Basics: Driver Regulations
The Federal Motor Carrier Safety Administration regulates interstate trucking and bus transportation. The agency’s regulations and methodologies are ever always in flux, with changes proposed as recently as January 15, 2016. The medical qualifications and regulations for drivers are no exception, though general requirements have remained relatively consistent. Here’s what you need to know about […]
